Tangible Assets/Close to Home

Here is where we are quite literally bringing it all home. Home is where the heart is, and it's also one of the best areas for making profitable investments. Leveraging your own experience, energy, and sweat equity, along with money you have saved or borrowed, can pay big returns. Investment could be in one's home, in home improvements such as adding an in-law or rental unit to your house, in energy efficiency and renewable energy generation, or for other ends, such as building the physical elements of household and community resilience. Planting a garden is an easy first step, even for renters.

Converting financial assets into tangible assets is the distinctive feature of this zone. You will find plenty of smaller investments that can pay off via reduced expenses. On the other hand, some investments here are the biggest investments many of us will ever make, such as a home. Much of what you do in this basket offers intangible rewards such as pride of ownership and accomplishment.