Lesson 17 Credit Enquiry 资信询盘

资信询盘指向相关企业或单位询问某公司的资本规模、偿债能力、商业信誉等信息。在国际贸易中，资信询盘非常重要，它是进出口企业与对方公司合作的决策依据。资信调查的渠道很多，可以从公开出版的出版物如商业图书、公司介绍中获取信息，也可以直接向大使馆、国际银行、企业或商会等组织和机构进行咨询。要注意的是，资信询盘往往会在标题和信封上加上“机密”、“保密”的字样，并随函附寄回邮信封，以方便提供信息的企业和单位回复时使用。

Dear Sir，

Credit Inquiry on Maryland，Inc.

Towson 9，Maryland，U.S.A.

The subject company is now offering to represent us in the sale of our Sewing Machines，and has referred us to your bank for detailed information about its credit standing，business capacity and character. We shall highly appreciate it if you will give us your frank opinion on these points regard-ing the company. Any information you give us will be treated strictly in confidence.

We assure you of our reciprocating your courtesy at anytime.

Yours respectfully，

Notes

1．the subject company 标题公司

the captioned company与此同义，为了避免信被第三者看见而引起不必要的麻烦，在信中一般不提及被查询商行的名称，而用“有关商行”（the firm concerned，the firm in ques-tion，the company you inquired about，the subject company，the captioned company）等来称呼。

2． …has referred us to your bank for detailed information about its credit standing， business capacity and character． ……推荐我们向你们征询关于该公司的信用情况，业务能力和信誉的详细情况。

1）refer to

a. 提交……做处理（决定）

For further particulars I refer you to my secretary.

详情请问我的秘书。

He referred the case to the High Court.

他把案子提交给高级法庭处理。

I was referred to the manager.

我被派去和经理接洽。

b. 查阅；参考

Refer to the dictionary when you don't know how to spell a word.

当你不知道怎么拼写一个词时，查阅一下词典。

c.（把……）归因（功）于……

Some people refer all the troubles to bad luck instead of lack of ability.

有些人把自己所有的苦恼都归咎于运气不佳，而不认为是缺乏能力。

d. 向……求助

He referred to me for information.

他向我打听消息。

e. 提及

Don't refer to the matter again.

不要再提这件事了。

f. 有关，针对

The new law does not refer to land used for farming.

那条新法律并不涉及耕种用地。

2）credit standing 信用状况

standing在这里表示地位、状况，相当于situation，position，reputation等，例如：

business standing

commercial standing

financial standing

3）business capacity 业务能力

类似的词组有credit capacity，operating capacity，paying capacity，purchasing capacity等。

3．We shall highly appreciate it if you will give us your frank opinion on these points re-garding the company． 如果你们能够就上述几点对标题公司坦诚发表你们的意见，我们将非常感激。

4．…be treated strictly in confidence 严格保密

5．…reciprocating your courtesy at any time ……将随时回报你们的好意

reciprocate=return a favor，do sth. in return 回报。例如：

We will reciprocate your kindness by placing a large order with you.

为了回报你们的好意，我们将给你方下一个大订单。