汇丰银行大幅削减运营成本　HSBC Will Sharply Cut Operating Costs

News Background　新闻导读

香港上海汇丰银行有限公司（The HongKong and Shanghai Banking Corporation Limited，英文缩写HSBC）为汇丰控股有限公司的全资附属公司，属于汇丰集团的创始成员，也是香港最大的注册银行以及香港三大发钞银行之一。香港上海汇丰银行于1865年3月在香港开业，同年于上海及伦敦开设分行，又在旧金山设立代理行。香港上海汇丰银行及各附属公司总部位于中环皇后大道中1号香港汇丰总行大厦，主要在亚太地区设立约700多间分行及办事处。2009年3月2日汇丰控股结束旗下美国汇丰融资以HFC及Beneficial为品牌消费贷款业务，并会集中全力缩减有抵押及无抵押房地产组合，分别涉及未偿还结欠额为460亿美元及160亿美元。同时亦会继续缩减汽车融资及其他无抵押个人贷款业务，共1，004亿美元资产组合，共剩下与信用卡相关之消费贷款业务组合466亿美元。绝大部分分行在履行对客户的承诺后，亦将关闭，并裁减6，100人，每年节省7亿美元成本。

News Transcript　新闻正文

BBC News with Charles Carroll.

One of the world's biggest banks,HSBC,has announced the frst details of a major cost-cutting exercise.It's to sell its businesses in Brazil and Turkey,reduce its asset base and shrink its investment bank.Kamal Ahmed reports.

“Europe's largest bank has announced that it wants to be significantly smaller.HSBC has revealed that its UK operations will be hit hard as it battles to fnd over 3.2 billion pounds of cost-savings.Stuart Gulliver,the bank's chief executive,said that it was time to recognize the world had changed,and the growth in Asia had to be the new focus.The bank is selling businesses in Turkey and Brazil,and will look to reduce the value of its risky assets by 290 billion pounds.HSBC also said that it will make a decision on whether it will retain its headquarters in London by the end of the year.”

Translaton　参考译文

查尔斯·卡罗尔为你播报BBC新闻。

全世界最大银行之一——汇丰银行公布削减成本重大举措的首批细节，该公司将出售在巴西和土耳其的业务，减少资产基础，并收缩其银行投资。卡麦勒·艾哈迈德报道。

“欧洲最大银行宣布缩减规模，汇丰银行透露希望削减32亿英镑的成本，其在英国的业务将受最大影响。银行总裁斯图尔特·格利佛表示，是时候承认世界已经不一样了，在亚洲的发展将是新重点。这家银行正在出售在土耳其和巴西的业务，并希望减少2900亿英镑的风险资产。汇丰银行还表示将在年底之前决定是否保留其在伦敦的总部。”

Listening Comprehension　听力理解

1.One of the world's biggest banks,HSBC，_____announced the frst details of a major cost-cutting exercise.

A.has B.had C.have

2.It's to sell its____in Brazil and Turkey,reduce its asset base and shrink its investment bank.Kamal Ahmed reports.

3.What decision will be made by HSBC?

Hot Words　新闻热词

bank[bæŋk]n.银行

Turkey[ˈtɜːki]n.土耳其

shrink[ʃrɪŋk]v.使收缩，使减少

signifcantly[sɪgˈnɪfɪkəntli]adv.显著地，明显地

reveal[rɪˈviːl]v.显示，表明

recognize[ˈrekəgnaɪz]v.认出，识别

growth[grəʊθ]n.发展，增长

focus[ˈfəʊkəs]n.重点，焦点

asset[ˈæset]n.资产，财产

headquarter[ˌhedˈkwɔːtə]n.总部，总公司

Listening Analysis　精彩解析

1.One of the world's biggest banks,HSBC,has announced the frst details of a major cost-cutting exercise.

one of其中之一

例句　Shandong is one of China’s provinces.

山东是中国的一个省份。

He is one of my friends.

他是我的一个朋友。

2.It's to sell its businesses in Brazil and Turkey,reduce its asset base and shrink its investment bank.Kamal Ahmed reports.

be to将要做

例句　He is to be married next month.

他将在下个月结婚。

My mother is to visit Beijing in a week's time.

我妈妈将在一周后去北京。

答案

1.A

2.businesses

3.It will make a decision on whether it will retain its headquarters in London by the end of the year.